Federal Student Loan Programs

• Based on financial need.
• Undergraduate students only.
• Loan origination fee varies by year, currently 1.057%.
• Interest does not accrue while enrolled at least half time in-school.
• Repayment begins six months after you graduate, drop below half time enrollment, or withdraw.

Learn more about Direct Subsidized Loans.

• Are not based on financial need
• Loan origination fee varies by year, currently 1.057%
• Interest accrues while you are in school or in deferment
• Repayment begins 6 months after you graduate, drop below half time, or withdraw.

Learn more about Direct Unsubsidized Loans.

• Parent of a dependent student can borrow for the student. Follow the instructions on how to apply.
• Graduate student eligible for GradPLUS. Follow the instructions on how to apply.
• This loan requires a credit check. If it is determined that you have an adverse credit history, there is a way to appeal the decision.
• Interest does accrue while student/borrower is in school or in deferment.
• Repayment begins 6 months after student/borrowers graduates, drop below half time.
• You may borrow up to the full Cost of Attendance, less other financial aid received.

Learn more about Direct PLUS Loans.